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QOTD #12 In the 1960s, Northwestern University sociologist J
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30 Nov 2021, 10:57
30 Nov 2021, 10:57
1
Expert Reply
The passage says
With no access to mortgages, residents within the red line suffered low property values and landlord abandonment;
No mortgage >>> plummeting properties value
Also, access to mortgage >>> higher value
So the third is true
We do not know if other variables are implied to increase or decrease the value. However, we must adhere to what is written in the passage and what the question is asking us.
Other assumptions, reasoning are out of scope. Totally
We must reply to the question: can we infer this ?? Yes or not. That's it
With no access to mortgages, residents within the red line suffered low property values and landlord abandonment;
No mortgage >>> plummeting properties value
Also, access to mortgage >>> higher value
So the third is true
We do not know if other variables are implied to increase or decrease the value. However, we must adhere to what is written in the passage and what the question is asking us.
Other assumptions, reasoning are out of scope. Totally
We must reply to the question: can we infer this ?? Yes or not. That's it
Re: QOTD #12 In the 1960s, Northwestern University sociologist J
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11 Jun 2025, 11:01
11 Jun 2025, 11:01
Not quite agree on the first question like other reply. By saying not receiving mortgate leads to lower value, does not always vice versa (receive mortgage = high value; it could just stay the same, going up, or even down, it's all an assumption) which if we are to say that it works both way, a lot time, it might not work for other questions
Carcass
Carcass
Re: QOTD #12 In the 1960s, Northwestern University sociologist J
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11 Jun 2025, 11:18
11 Jun 2025, 11:18
Expert Reply
Let's evaluate each statement based on the information provided in the passage:
- Redlining ceased with the passing of the Fair Housing Act in 1968.
- The passage states: "Redlining in mortgage lending was made illegal by the Fair Housing Act of 1968... However, redlining has sometimes continued in less explicit ways, and can also take place in the context of constrained access to health care, jobs, insurance, and more."
- The phrase "However, redlining has sometimes continued" directly contradicts the idea that it "ceased" with the act.
- Therefore, this statement cannot be inferred from the passage.
- Providing services based on zip code may be a form of redlining.
- The passage states: "Even today, some credit card companies send different offers to homes in different neighborhoods, and some auto insurance companies offer different rates based on zip code."
- It places this information immediately after discussing how "redlining has sometimes continued in less explicit ways."
- The examples given (different offers/rates based on zip code) are presented as contemporary instances of how redlining "can also take place."
- Therefore, this statement can be inferred from the passage.
- Access to mortgages is related to higher property values.
- The passage states: "With no access to mortgages, residents within the red line suffered low property values and landlord abandonment..."
- This sentence establishes a direct link: lack of access to mortgages led to low property values. The inverse implication is that access to mortgages is related to (or helps sustain) higher property values.
- Therefore, this statement can be inferred from the passage.
- Redlining ceased with the passing of the Fair Housing Act in 1968.
- The passage states: "Redlining in mortgage lending was made illegal by the Fair Housing Act of 1968... However, redlining has sometimes continued in less explicit ways, and can also take place in the context of constrained access to health care, jobs, insurance, and more."
- The phrase "However, redlining has sometimes continued" directly contradicts the idea that it "ceased" with the act.
- Therefore, this statement cannot be inferred from the passage.
- Providing services based on zip code may be a form of redlining.
- The passage states: "Even today, some credit card companies send different offers to homes in different neighborhoods, and some auto insurance companies offer different rates based on zip code."
- It places this information immediately after discussing how "redlining has sometimes continued in less explicit ways."
- The examples given (different offers/rates based on zip code) are presented as contemporary instances of how redlining "can also take place."
- Therefore, this statement can be inferred from the passage.
- Access to mortgages is related to higher property values.
- The passage states: "With no access to mortgages, residents within the red line suffered low property values and landlord abandonment..."
- This sentence establishes a direct link: lack of access to mortgages led to low property values. The inverse implication is that access to mortgages is related to (or helps sustain) higher property values.
- Therefore, this statement can be inferred from the passage.
